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	<title>Web Finance Guru &#187; Consumer Spending</title>
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	<link>http://www.webfinanceguru.com</link>
	<description>Finance and Economy Blog</description>
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		<title>Visually Stunning Chester</title>
		<link>http://www.webfinanceguru.com/visually-stunning-chester</link>
		<comments>http://www.webfinanceguru.com/visually-stunning-chester#comments</comments>
		<pubDate>Sun, 13 Jun 2010 06:38:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Spending]]></category>
		<category><![CDATA[Car Hire]]></category>

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		<description><![CDATA[Chester has many modern attractions to offer. From museums, to clubs, to restaurants. This city has kept up with development, population and tourism increases, and still preserves it&#8217;s rustic charm. If you&#8217;re headed to Chester on your next holiday, you&#8217;re in for some serious eye candy.
For those interested in architecture and historic landmarks, it is [...]]]></description>
			<content:encoded><![CDATA[<p>Chester has many modern attractions to offer. From museums, to clubs, to restaurants. This city has kept up with development, population and tourism increases, and still preserves it&rsquo;s rustic charm. If you&rsquo;re headed to Chester on your next holiday, you&rsquo;re in for some serious eye candy.</p>
<p>For those interested in architecture and historic landmarks, it is advisable that you arrange <a href="http://www.t9carhire.co.uk/3121.html">car hire in Chester</a>. This will ensure that you have plenty of time to see all the sights worth seeing. With the addition of a satellite navigation system, you can find all the landmarks, and not get lost along the way.</p>
<p>From Gothic Revival styled architecture, to Medieval structures, Chester has a lot to offer visually. The most notable of all Chester&rsquo;s good looks, is the Northgate district, with it&rsquo;s characteristic black and white architecture. The city&rsquo;s walls are also a tourist favorite, which you can walk along to get a view of the different neighborhoods in Chester. Check out the famous Eastgate Clock, the Town Hall, or the Monasteries for other examples of fine design and preserved style.</p>
<p>Preservation and revival projects are constantly going on through out the city, to retain the Victorian, Gothic, and various styles that Chester is known for.</p>
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		<title>The Factors That Determine Your Credit Score</title>
		<link>http://www.webfinanceguru.com/the-factors-that-determine-your-credit-score</link>
		<comments>http://www.webfinanceguru.com/the-factors-that-determine-your-credit-score#comments</comments>
		<pubDate>Tue, 04 May 2010 23:20:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Spending]]></category>
		<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.webfinanceguru.com/the-factors-that-determine-your-credit-score</guid>
		<description><![CDATA[The credit score that is assigned to you by the credit bureaus will affect many aspects of your financial future. Your credit score is comprised of four main factors. It is combination of your payment history, how much you owe in comparison to how much you have available, the length of your credit history, and [...]]]></description>
			<content:encoded><![CDATA[<p>The credit score that is assigned to you by the credit bureaus will affect many aspects of your financial future. Your credit score is comprised of four main factors. It is combination of your payment history, how much you owe in comparison to how much you have available, the length of your credit history, and the number of credit inquiries for your credit report. </p>
<p> Your credit score is determined by your payment history and how much you owe your creditors. Making your loan payments on time will give you a higher score. Late payments, collection accounts, judgments, and bankruptcies will not only lower the score but will negatively impact your credit worthiness for many years. To keep your score high, try to use less than 30% of the total available credit on your credit cards or other revolving credit accounts.</p>
<p> The length of time that you have been using credit and how often your credit report is requested influences your credit score as well. A young person who has not had many loans may have a lower score than someone who has been paying on a mortgage for the past fifteen years. It is important to understand that the more times your credit report is requested, the lower your <a href="http://www.creditscorequick.com">credit score</a> will become. For this reason, do not apply for numerous credit cards or loans within a short time frame.</p>
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		<title>Control Your Electric Bill With Energy Smart</title>
		<link>http://www.webfinanceguru.com/control-your-electric-bill-with-energy-smart</link>
		<comments>http://www.webfinanceguru.com/control-your-electric-bill-with-energy-smart#comments</comments>
		<pubDate>Mon, 25 Jan 2010 10:40:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Spending]]></category>
		<category><![CDATA[British Gas]]></category>

		<guid isPermaLink="false">http://www.webfinanceguru.com/?p=60</guid>
		<description><![CDATA[Having access to thousands of electricity tariffs has allowed UK residents to have more control over how much their electricity costs. But, if you want to have more control over how much electricity you use, you need the Energy Smart service from British Gas.
The Energy Smart service eliminates estimated electric bills. You will only be [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-61" src="http://www.webfinanceguru.com/wp-content/uploads/2010/01/Elec5-300x187.jpg" alt="" width="300" height="187" />Having access to thousands of electricity tariffs has allowed UK residents to have more control over how much their electricity costs. But, if you want to have more control over how much electricity you use, you need the Energy Smart service from British Gas.</p>
<p>The Energy Smart service eliminates estimated electric bills. You will only be charged for the exact amount of electricity that you use each month. The free monitor that comes with the service will enable you to see what your electricity costs are at any time. But, it will also enable you to see exactly where you can cut those costs.</p>
<p><a href="http://www.electricityprices.org.uk/british-gas-energy-smart/">British Gas Energy Smart</a> can even show you where your energy usage is going. You can turn your appliances on and check the monitor to see how much electricity each one uses. And, when you know how much power is used by your appliances you can find ways to use them more efficiently, or less often.</p>
<p>You can easily view your electric bill online and know exactly how much your bill will be. And, instead of having a larger bill on a quarterly basis, you&#8217;ll be making smaller monthly payments. You submit your meter readings into the online software and even get a phone call, email or text message to let you know when you need to enter your readings.</p>
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